[swifty]

Hey guys,
I'm ordering the following car for my sister in Texas. What do you guys think? Also what are the finance rates like right now and is there anything i'm missing. I have to order the snap in adapter separately.

2012 BMW 328i Sedan

Mineral White
Coral Red/Black Highlight
High Gloss Black Trim w/ Coral Red Matte Highlight trim finishers)
Sport automatic transmission with shift paddles
Sport Line
Parking Package
Premium Package
Premium Sound Package
Technology Package
Driver Assistance Package
Parking Assistant
Fold Downs
BMW Apps
Anti-Theft Alarm
BMW Assist & USB
Xenon


MSRP - $52,270
Invoice - $48,575
Negotiated price – $49,175 + tax and license

Thanks in advance for the feedback.

[yerffejleahcim]

Great choice on your color combo! :-). $600 over invoice is a great price. Finance rate is at 4.9% right now through BMW. Credit unions usually offer .9 to 1.9%. I leased when i picked up mine last Friday.

Check out my pictures in my threads so your sister has an idea of the color combination. :-)

[swifty]

Originally Posted by yerffejleahcim

Great choice on your color combo! :-). $600 over invoice is a great price. Finance rate is at 4.9% right now through BMW. Credit unions usually offer .9 to 1.9%. I leased when i picked up mine last Friday.

Check out my pictures in my threads so your sister has an idea of the color combination. :-)

^ thanks and will do.

[swifty]

any incentives,credits or special offers going on now? I just saw the $300 app credit offer.

[ybbiz34]

Originally Posted by swifty

any incentives,credits or special offers going on now? I just saw the $300 app credit offer.

There is also a BMW Drive for Team USA offer going on (which can be read about on this site). You basically sign up at a participating dealer and go on a test drive and afterward, you receive a $1,000 voucher toward the purchase or lease of a new BMW.

http://www.bmwusa.com/Standard/Conte...UDESummer.aspx

[toph]

Originally Posted by swifty

any incentives,credits or special offers going on now? I just saw the $300 app credit offer.

If you are a member of USAA, they have a $1500 credit if you finance with them, or $1000 if you finance with BMW. This deal cannot be stacked with the BMW Drive credit.

[rayusaFL]

Man, you are getting a terrific deal.
I got $2110 off my MSRP of $47,395.
There were some dealers here in Orlando,FL that wouldn't budge at all. I ended buying the car from an Ocala dealer since here in Orlando I was only getting about $1100 off MSRP.
About the financing rates, you need to check with all banks and credit unions in your area. (you can do this online)
For me, I got Fairwinds credit union. They have an APR of 2.3% for 5 years or 2.5% for 6. No banks came even close to that. (Automatic payments had to be added in order to get to that rate)
Good luck to you.

[swifty]

Thanks guys. Yes, I will definitely get my sister to go for a test drive for the voucher. I'm just doing all the research & negotiating from across the border for her.

[bimmerfan4]

swifty - does your negotiated price include the bank fee or will you pay that as part of the drive off?

Thanks.

[swifty]

^ i'll find out