Aviva drove me nuts. They were so much more expensive than LV .... by £350 + all their excesses!
I contacted LV and put a second driver on and got an additional discount. Now I pay £470 approx, £0 voluntary excess, only their compulsary excess, with all their bits 'n pieces except their Roadside Assistance. 4 years NCD (missed the 5 years by a month) and no claims for 4 years. Clean licence. It's ok for Central London.
Hate buying Insurance.
Superman F30 EBII 330d sDrive M Sport//Coral Red Hippo Hide Chairs.