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      12-02-2012, 10:28 PM   #20
Drives: 2014 335I M-Sport EBII
Join Date: Jun 2012
Location: chicago

Posts: 1,116
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Originally Posted by elgandashvili View Post
I do have comprehensive, but perhaps as most in NY ,I have $1000 deductible. Even if I didn't, the premium increases so much, even in a scenario like mine, that it really isn't worse it. Even NYPD told me not to do that. Unless there is a serious accident, insurance is kinda like an official scam
Premium doesnt increase when you use comprehensive, i had my deductible for comprehensive dropped from 1000 to a 100 for about $10 extra a month which is worth it
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